It's 2018. There's pretty much no excuse for not having two factor authentication (2FA) setup on on all your accounts.
One of things you should have 2FA setup on is your servers that you SSH into. Of course, you should be disabling SSH password logins, and only use SSH keys. But you may have some bastion hosts that you allow password logins on, and on those server, you should setup TOTP authentication.
Here's how to do it on FreeBSD:
- Install Google Authenticator (or some other TOTP-based 2FA program) on your phone or device.
- Install the Google Authenticator PAM module:
$ sudo pkg install pam_google_authenticator
- Next, generate a token for your server and answer some simple questions:
$ google-authenticator Do you want authentication tokens to be time-based (y/n) y https://www.google.com/chart?chs=200x200&chld=M|0&cht=qr&chl=otpauth.... Your new secret key is: SN6DNZ2W7Z2R56BL Your verification code is 934157 Your emergency scratch codes are: 38875904 94027394 76418491 71483023 75284805 Do you want me to update your "/home/user/.google_authenticator" file (y/n) y Do you want to disallow multiple uses of the same authentication token? This restricts you to one login about every 30s, but it increases your chances to notice or even prevent man-in-the-middle attacks (y/n) y By default, tokens are good for 30 seconds and in order to compensate for possible time-skew between the client and the server, we allow an extra token before and after the current time. If you experience problems with poor time synchronization, you can increase the window from its default size of 1:30min to about 4min. Do you want to do so (y/n) n If the computer that you are logging into isn't hardened against brute-force login attempts, you can enable rate-limiting for the authentication module. By default, this limits attackers to no more than 3 login attempts every 30s. Do you want to enable rate-limiting (y/n) y
- Go to the URL given, and you will see a QR code similar to the follow. Add it into your Google Authenticator app.

- Add the following line to /etc/pam.d/sshd:
auth required pam_google_authenticator.so
- Restart SSH: sudo service sshd restart
You should know be prompt for your TOTP token when you log in now:
$ ssh example.org Password for user@example.org: Verification code: